What is a Bernard Bond?
Let’s start with the basics. You don’t need a wallet yet.
A Bernard Bond is a digital certificate that represents a share of the Bernard fund. The fund puts crypto to work. When it earns profits, bond holders can receive a share.
You buy a bond
Your bond is kept in your crypto wallet. Buying a new bond is called “minting.”
The fund earns fees
The fund supplies crypto to trading pools. People pay fees to trade in those pools.
You collect rewards
Available rewards are paid in USDC, a digital token designed to track the US dollar.
What risks should I understand?
Returns vary. Crypto prices can fall, stablecoins can lose their intended value, and wallets, networks or smart contracts can fail. You could lose some or all of what you put in. Take time to understand the product before buying.
Want more detail? Read the Bernard Bonds FAQ .
Set up your MetaMask wallet
Your wallet is the app you’ll use to hold your bond and approve purchases.
Watch: Set up your wallet
Video not playing? Watch on YouTube .
Pause or replay whenever you need. The buttons in your app may look a little different.
What to do
- Open the official MetaMask website. Use the button below. On a computer, install the browser extension. On a phone, install the app.
- Choose Create a new wallet. Follow the setup instructions and set a strong password when asked.
- Save your recovery information safely. If you receive a recovery phrase, write it on paper and keep it somewhere private.
- Copy your wallet address. In MetaMask, use your account’s copy-address button. The address begins with 0x. You will use it as the receiving address in Spritz. It is different from your private recovery information.
Using your phone?
When you reach the buying step, open bernardbonds.com in the browser inside the MetaMask app if your usual phone browser does not connect.
Open and verify your Spritz account
Spritz is the service that lets eligible US customers buy crypto using dollars from their bank.
Setting up your account
Follow Spritz’s instructions with screenshots.
Open the picture guideWhat to do
- Check availability. See whether Spritz supports your state . If it does, use the signup button below.
- Verify your identity. Follow Spritz’s prompts with your photo ID, phone and personal details.
- Wait for approval. Continue when Spritz shows your account is verified.
Verification not working?
Use clear photos and details that match your ID. Spritz’s in-app help can assist if verification is still stuck.
Need help? Email Ryan to book a one-on-one call
Buy USDC with Spritz
USDC is a digital token designed to track one US dollar. You will swap it for ETH in the next step.
Before paying: choose USDC on Base
Spritz currently lists purchases onto Base as “Coming Soon.” Check current availability . If Base isn’t offered, use Coinbase below or the MetaMask alternative.
Buying with your US bank
Follow Spritz’s instructions with screenshots.
Open the picture guideWhen USDC on Base is available
- Open Buy Crypto. Enter your amount and choose USDC on Base. Allow enough for the current bond price and fees.
- Add your wallet address. Paste it directly from MetaMask and check that the full address matches.
- Choose Linked Bank. Follow the prompts to connect a US bank account in your name.
- Review and approve. Check the amount, fees, wallet address, network and delivery estimate.
- Wait for your USDC. Bank payments may take several business days. Continue when it appears in MetaMask on Base.
Prefer a manual ACH transfer or wire?
Use Spritz’s manual transfer guide . Follow the bank details and reference for your order; its timing differs from Linked Bank.
Another option: buy through MetaMask
- Open Buy in MetaMask and look for ETH on Base.
- Choose an available provider and review its fees and delivery estimate.
- When ETH arrives in your wallet, use the “Already have ETH?” check in step 5.
Need help? Email Ryan to book a one-on-one call
Swap your USDC for ETH on Base
“Swap” just means exchange. For buying bonds, you need ETH on Base in the same wallet.
Watch: Swap USDC for ETH on Base
Video not playing? Watch on YouTube .
Pause or replay whenever you need. Your app’s screens may look a little different.
What to do
- Open MetaMask on Base. Choose Swap, then select USDC → ETH.
- Enter the amount. Exchange enough to cover your bond plus network fees.
- Review and confirm. Check the ETH you’ll receive, fees and any token-spending approval.
- Check your balance. Wait for ETH to appear in the same wallet on Base.
MetaMask is asking for ETH to pay the fee
Some accounts can include fees in the swap; others need ETH first. If you see an unfamiliar account-upgrade request, ask us for help. See MetaMask’s fee options .
Already have ETH on Base?
No swap is needed. Check that your balance covers your bond and fees, then check this section off.
Need help? Email Ryan to book a one-on-one call
Buy your first Bernard Bond
The website calls this “minting.” You will approve the purchase in your own wallet.
Watch: Buy your Bernard Bond
Video not playing? Watch on YouTube .
Pause or replay whenever you need. The buttons in your app may look a little different.
What to do
- Open Bernard Bonds using the button below. Check the address is bernardbonds.com.
- Select Connect Wallet and choose MetaMask. Make sure the network is Base.
- In Mint, choose how many bonds to buy. Check the total price and leave extra ETH for fees.
- Review and confirm the request in MetaMask. Wait for it to finish. Check your bond in the Farm area and follow any staking instructions shown.
Learn how to collect your earnings
You can check for available rewards without selling your bond.
Watch: Collect your USDC rewards
Video not playing? Watch on YouTube .
Pause or replay whenever you need. The buttons in your app may look a little different.
What to do
- Open Bernard Bonds and connect the same wallet you used to buy your bond. Choose Base.
- Look in the Farm area for available USDC rewards.
- If there are rewards to collect, select Claim. Review the fee and confirm in MetaMask.
- Check your wallet for the USDC. Keep some ETH on Base for future network fees.
You’ve completed your guide.
Nicely done. You’ve worked through all seven sections. Come back to the videos any time you need a reminder.
Go to my bondsFor later: reinvest or leave only if you choose. These are not required to finish your guide.
Use your rewards to buy more bonds
This is called compounding. You choose whether to reinvest; it does not happen automatically.
1. Claim
Collect available USDC rewards using step 7.
2. Swap
Exchange those rewards for ETH on Base using step 5 and its video.
3. Buy again
Keep ETH for fees, then follow step 6 to buy another bond.
Your claimed rewards are already in your wallet: no new Spritz purchase or bond redemption is needed. If they aren’t enough for another bond, you can wait.
Reinvesting increases the amount you have invested. Future rewards aren’t guaranteed.
Redeem your bond
Redeeming closes your bond position. It is different from claiming rewards or compounding.
Watch: Redeem a Bernard Bond
Video not playing? Watch on YouTube .
Pause or replay whenever you need. Your app’s screens may look a little different.
If you decide to redeem
- Claim any available USDC earnings first, using step 7.
- Open Bernard Bonds with the same wallet on Base. Keep ETH available for fees.
- Follow the current instructions to withdraw your bond from the Farm and submit it for redemption.
- Read the value, exit tax, payout token and processing estimate. Confirm only when you are ready. Monitor the same wallet for the payout.
Quick glossary
A few plain-English meanings. Come back here whenever a word is unfamiliar.
- MetaMask
- The wallet app used in this guide. It holds your crypto and lets you approve transactions.
- Recovery phrase
- Secret words used to restore some wallets. Keep them private and follow your wallet’s backup instructions.
- Spritz
- A service for eligible customers to move between bank dollars and supported crypto.
- On-ramp
- A service that helps you buy crypto with regular money.
- USDC
- A digital token designed to track one US dollar. Its value is not guaranteed.
- Network
- The blockchain your funds are on. The sending and receiving networks must match.
- ETH
- The crypto used to buy Bernard Bonds and pay many network fees.
- Base
- The network used by Bernard Bonds. ETH on Base is separate from ETH on Ethereum.
- Swap
- Exchange one crypto token for another, such as USDC for ETH.
- Liquidity pool
- Crypto supplied for trading. Traders pay fees when they use the pool.
- Claim
- Move available rewards from the bond platform into your wallet.
- APR
- A yearly rate used to describe returns. A displayed estimate is not a promise of future earnings.
- Redeem
- Close a bond position and receive its redemption value, less applicable costs.
- Gas / network fee
- The cost of processing a transaction on the network.
- Mint
- Create or buy a new bond through the Bernard Bonds app.
- Compound
- Choose to reinvest rewards to buy more bonds. It is not automatic in this guide.
Common questions
How long does the whole process take?
Go at your own pace. Identity checks and bank settlement are the main waits and can take several business days. Follow the estimate shown for your Spritz purchase or alternative provider. Do not assume the funds are ready until you can see them in your wallet.
How much do I need to get started?
Spritz’s linked-bank guide currently lists a $10 purchase minimum, but that does not mean $10 buys a bond. Check the current bond price and allow for provider, swap and network fees. Review the minimum shown in your order.
Can I use Spritz in my state?
Availability depends on where you live and the service you need. Check Spritz’s current state and payment eligibility before opening or funding an account. Also check that its purchase flow offers USDC on Base.
How do I get my USDC earnings into my bank account?
You can check Spritz’s off-ramp service, which moves supported crypto to bank dollars. Follow Spritz’s bank-withdrawal guide . Confirm the token, Base network, bank details, fees and delivery estimate before sending. You may also choose to keep your USDC or reinvest it.
What if I lose my phone or get a new computer?
Use the official MetaMask app and its recovery method to restore the same wallet. Your bonds are tied to that wallet, not the device. Follow your saved backup instructions; never enter recovery words into a support chat, email, or an unfamiliar website.
Can I do this on my phone?
Yes. Use the MetaMask app. If your usual browser cannot connect to Bernard Bonds, open bernardbonds.com in MetaMask’s built-in browser. On a computer, use the official MetaMask extension.
My bank will not link, or my name does not match.
The bank account should be in your own name and match your Spritz profile. Check your details, use Spritz’s support, or review the manual ACH / wire option . Do not use someone else’s bank account to get around a mismatch.
Do I have to redeem my bond?
No. Redemption is an optional exit. Claiming available rewards or reinvesting them does not require redeeming your existing bonds. Holding a bond does not guarantee future rewards.
When can I claim my earnings?
Check the Farm area for rewards that are available to claim. You can claim when the app allows it. Rewards and timing vary; there may be nothing to claim yet. Keep ETH on Base available for fees.
Where do the earnings come from?
The fund supplies crypto to liquidity pools used for trading. Trading generates fees, and available profits can be shared with bond holders under the fund’s current terms. This is not a fixed-interest account; returns can change or stop.
Why buy USDC instead of ETH on Spritz?
This route uses Spritz’s bank-purchase USDC, then exchanges it for ETH on Base in MetaMask. It works only if Spritz offers delivery onto Base. Do not buy ETH on Ethereum as a substitute for ETH on Base. See the direct ETH-on-Base alternative if needed.
Why Base instead of regular Ethereum?
Bernard Bonds uses Base. Base is built on Ethereum technology and is designed for lower transaction costs, but fees vary. Your address may look the same on both networks; the balances are separate.
My crypto has not shown up in MetaMask.
Check the order’s settlement status first. Then compare the receiving address, token and network with MetaMask. For a Spritz purchase, use its in-app support or support@spritz.finance . Avoid making a duplicate purchase while you investigate.
My mint transaction failed. Did I lose money?
Check the transaction status before trying again. A failed blockchain transaction can still charge a network fee. Confirm you have enough ETH on Base for both the bond and fees. If you cannot tell whether the purchase completed, ask the Bernard team before retrying.
Where can I get help?
Email bernardbonds2025@gmail.com and tell us which step you are on. For Spritz verification or bank purchases, use Spritz’s own support too. Never share a recovery phrase, private key, or password.
What do ETH, Base, and USDC mean?
ETH is the crypto used to buy the bond. Base is the network it must be on. USDC is the token used in this purchase route and for rewards. See the quick glossary for more definitions.
Does checking a box do anything to my wallet?
No. This is your own checklist. It does not verify your account or balance, buy bonds, swap tokens, or move money. You must approve any real transaction separately in the relevant app.
Ready for your next step?
Take your time. When your wallet has enough ETH on Base and you understand the purchase, return to Bernard Bonds.
Open Bernard BondsNeed a hand? Just ask.
You don’t have to work it out alone. Tell us which step you’re on, and we’ll help you find your way.
Email the Bernard teambernardbonds2025@gmail.com
Never include your password, private keys, or recovery phrase.